Empowering Your Financial Future
Grow, Save, and Prosper with Egerton University SACCO.
Affordable & Flexible Credit
To access affordable and flexible credit facilities priced at a minimum of 1% and flexible repayment periods of up to 84 months.
High Yields of Returns
You will enjoy high yields of returns on your investments in form of dividends on Share Capital (paid annually) and interest on deposits (paid annually)
Financial Advice & Investment
We offer high end financial advice and investment forums(Education to Members) on quarterly basis with expertise drawn from a pool of experienced consultants.
Years of Fostering
& Empowering Lives
Egerton University Sacco
Egerton University SACCO Society Limited was registered in 1975 and has achieved steady growth over the years. Since its inception, Egerton University SACCO has experienced growth in its membership, share capital, members deposits and advances. The society’s membership stands at over 6,000 with accumulated Shares and Deposits in excess of Kshs. 1.6 Billion and our loan portfolio stands at Kshs. 1.7Billion. Our gross turnover as at 31st December, 2018 was in excess of Kshs. 300 million.
- Enhanced Development Loan
- Development Loan
- Super Flex Loan
- Normal Loan
- Normal Loan II
- Fahari Loan
- Education Loan
- Emergency Loan
- FOSA Jiinue Loan
Vision
To be a one stop shop for all financial solution to our Members.
Mission
To consistently offer innovative, efficient and affordable financial solutions that exceeds Members' requirements
Core Values
Integrity, Transparency, Teamwork, Professionalism, Customer Focus, Responsiveness
Tailored Products & Services
The SACCO draws its membership from diverse institutions namely Egerton university, Kisii and Laikipia universities, Kabarak, Masinde Muliro, Chuka, Kabianga, Maseno Universities, several other Universities, Nakuru county, Several schools and other private institutions.
Salaried Employees
Egerton University Sacco offers convenient loan and savings products for salaried employees, including salary advances, development loans, and asset financing.
Micro Borrowers
The Sacco’s microfinance products support small-scale traders and entrepreneurs with quick, low-collateral loans to expand their businesses.
Agribusiness
Egerton University Sacco’s agribusiness loan products empower farmers and agripreneurs to invest in farming activities, agritech, and value addition.
Student & Youth Members
Tailored for young people, the Sacco’s youth and student products encourage savings, financial literacy, and responsible borrowing.
Children Savings
This account is designed to provide a savings facility for parents/Guardians to save for their children who...
Fixed Deposit
Let your money work for you by giving you exceptionally high returns up to 10% p.a. in our fixed deposit facility...
Salary Account
Targets salaried individuals who wish to save with the Sacco through check off remittances or standing...
Non-withdrawable
Purchase of minimum share capital qualifies a member to be a Sacco shareholder thus enjoy borrowing...
Rate per Month.
Why Join Us
The Sacco is regulated by SASRA (Sacco Societies Regulatory Authority) to undertake deposit taking business in the republic of Kenya.
- To access affordable and flexible credit facilities priced at a minimum of 1% and flexible repayment periods of up to 84 months.
- You will enjoy high yields of returns on your investments in form of dividends on Share Capital (paid annually) and interest on deposits (paid annually)
- To enjoy our wide range of products and services including mobile banking, salary advances, Fixed Deposits, school fees loans, emergency loans, children accounts, dividend advances, share booster, agribusiness, salary processing, and FOSA savings account among others.
- We offer high end financial advice and investment forums(Education to Members) on quarterly basis with expertise drawn from a pool of experienced consultants.
We Make Simple Process
To Get Good Results
Become a Member
Contribute Regularly
Apply for a Loan
Loan Processing & Disbursement
What they say about us
The following testimonials showcase real experiences from our diverse membership — salaried employees, micro-entrepreneurs, farmers, and students — who have benefited from our savings, credit, and empowerment programs. Their stories reflect the Sacco’s commitment to financial growth, stability, and community development.
Egerton University Sacco has been my financial partner for over ten years. Through their salary advance and development loans, I’ve managed to build my home and educate my children with ease. Their quick service, friendly staff, and affordable rates make saving and borrowing stress-free.
Mary N
As a small business owner, accessing credit was once a challenge. Egerton University Sacco believed in my dream and offered me a micro-loan that helped expand my grocery shop. Today, my income has doubled, and I’m confident in my financial future.
James Kariuki
Thanks to Egerton University Sacco’s agribusiness loan, I was able to invest in irrigation and high-quality seeds. My farm’s productivity has significantly increased, and repayment terms were flexible enough to match the farming seasons. The Sacco truly understands farmers’ needs.
Grace W
Joining Egerton University Sacco as a student was the best decision I made. I’ve learned how to save, manage money, and even got a small loan to start my online business. The Sacco has empowered me to dream big and plan for the future.
Brian T
Our Partners
Together we've empowered over 200,000+ members all across Kenya.
